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Transfer of Equity – What is it?
If you wish to add or release someone from your mortgage, you need to apply for a Transfer of Equity.
A Transfer of Equity is needed where people want to change the legal ownership on a property where there is a mortgage.
You would need to do this :
- If you get married and want to transfer an existing home into joint names
- If you get divorced or separated and want to transfer a jointly owned property into the sole name of one of the partners
- Tax planning - If advised by your tax planner to transfer a share of the family home to another family member
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