Money Advice Service

First time buyers, experienced homebuyers and buy to let investors need impartial advice from professionals. At Save and convey we understand the need for this money advice service . There is no short cut to understanding what you can afford to borrow. It is all in the detail.

Need A Mortgage?

The advice is simple. When it comes to money and mortgages you start from the beginning and detail what you earn and then what you spend each month. This Mortgage Market Review (MMR) must be carried out by an adviser that is regulated by the FCA.

You can visit mmr-mortgages.com to get in touch with your impartial mortgage adviser. Please fill in the appointment contact page with a time and contact number. You will receive a call at that time from a Mortgage Adviser or Broker. If something come up and you miss your time slot then please just book another. We understand that everyone has time constraints.

You will need to allocate up to 1 hour to carry out the review. It will be well worth it. You can look forward to receiving a Mortgage in Principle from a lender that understands your needs. You must meet their lending criteria.

Property Investor

Our FCA expert Mortgage Adviser will quickly understand your specific property investment needs.They compare multiple buy to let mortgage rates and deals for you.

Your Mortgage Adviser priority is to help to improve your investment returns on your first and subsequent properties. They want your repeat custom. They will want to do things right for you first time.

Most buy to let mortgages are not regulated by the Financial Conduct Authority. For that very reason it worth going to a FCA regulated adviser as they will follow their strict rules for unregulated products and services.

It is still about affordability. Property Investment can go wrong if the income generated doesn’t cover the costs of the investment. If investors do not plan to replace tired furniture or keep on top of their property then quite simply the discerning tenant will go elsewhere.

Top Tips

On Going Maintenance is key to having a long term investment.

Choosing a property in a location that has facilities to meet the needs of tenants. Strong rents come from properties that are managed well. You need a proactive managing agent.Void periods may happen – An opportunity to maintain the property. Plan your maintenance.

The bottom line

If you are a first time buy to let investor or you are expanding your investment portfoilio, you will probably need a buy to let mortgage.

Buy to Let mortgages are available up to 75% loan to value and a maximum Buy to Let lending limit can apply.

Before you commit please take your time to understand the fees and charges that are levied by your existing lender and possibly your proposed new lender.

Your Money advice service can be provided by your Mortgage Adviser.

 

Why Choose Us

Save & Convey in partnership with The Homebuyer Conveyancing panel provides you the Homebuyer or Investor the conveyancing tools to find your property legal professional – Your Conveyancer. We understand that selling, buying and remortgaging freehold and leasehold property can be a stressful experience. We provide Free Instant conveyancing quotes where you can compare cheapest or nearest saving both time and money. You can book a call from your chosen Lender Conveyancing Solicitor or Licensed Conveyancer to discuss your quote.

Free No Obligation Advice

Need Conveyancing Advice From A Property Legal Professional? – Why not use our conveyancer finder and book a timed call back from your chosen Conveyancer.

Alternatively please call us on 0345 463 7664. We are here to help you.

Our conveyancing search filters provide specialist conveyancing quotes. Help to Buy, Right to Buy, Shared Ownership, Transfer of Equity, selling Freehold or Leasehold property or when you need a specific Lender Conveyancer that is on your approved mortgage conveyancing lender panel when you are buying or remortgaging freehold or leasehold property This is often applicable when you have a loan / mortgage.

Our Service Promise

  • Price Compare competitive conveyancing quotes without entering any personal details
  • Fully itemised conveyancing quotes tailored to your search criteria
  • Book a timed call back from your chosen Conveyancer
  • Conveyancing Solicitors and Licensed Conveyancers that take time to explain in detail how they will work for you
  • Hotline number to help find your Conveyancer
  • Save & Convey in partnership with The Homebuyer Conveyancing Panel adheres to a Customer Service Promise
  • Our quotes are comprehensive and tailored to suit First time Buyers, Buy to Let Investors, Residential property buyers and sellers, lender specific Conveyancers
  • The Homebuyer Conveyancing panel is nationwide and the members are SRA regulated Conveyancing Solicitors and CLC Licensed Conveyancers
 
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Let's Talk!

If you would prefer to speak directly, please contact us on:

0345 463 7664